The Fiduciary Standard
Why settle for anything less?
Stay Safe with a B.O.P. At Your Back
Hello, I am a fiduciary financial advisor with a passion for serving individuals and families per haps just like yours. After many years of working for the big investment corporations, I decided to establish my own independent practice to ensure my clients’ interests are always first and to provide them with financial planning in a transparent and personal way.
I hope to have a conversation with you soon, and answer any questions you may have!
Stay safe and healthy,
Jose Silva, MBA, AAMS®
Founder & CEO
Only fiduciary financial advisors are legally and ethically required to put your best interest before their own. According to the Cornell Law Dictionary*, “A fiduciary duty is the highest standard of care.”
Non-fiduciaries are merely held to the suitability standard with less stringent requirements and ethical demands. Industry estimates show that 85% of financial advisors do not have a fiduciary responsibility.
*U.S. News & World Report, March 21, 2018
As it applies to optimizing one’s own health, in order to attain and maintain a strong financial base, it’s important that all the different areas of your financial picture be planned and managed. Our holistic approach to financial planning analyzes, plans and implements the six main areas of personal finance: Cash Management, Risk Management, Investment Plan, Tax Plan, Retirement Plan, and Estate Plan.
We create strategies that are tailored to your needs and goals.
1. ESTABLISH ADVISOR-CLIENT RELATIONSHIP
2. GATHER DATA AND DETERMINE GOALS
3. ANALYZE AND EVALUATE CLIENT’S COMPLETE FINANCIAL STATUS
4. DEVELOP AND PRESENT THE FINANCIAL AND INVESTMENT PLAN
5. IMPLEMENT THE FINANCIAL AND INVESTMENT PLAN
6. MONITOR THE FINANCIAL AND INVESTMENT PLAN
What We Can Do For You
It's never too soon to start preparing for retirement. But do you know what to look out for? Download our free ebook, "Retire Happy: A Simple Guide to Your Next Big Adventure."