The Fiduciary
Difference

Legally and ethically committed to your best interest!

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What We Do 
See The Difference a
Fiduciary Can Make

Only fiduciary financial advisors are legally and ethically required to put your best interest before their own. According to the Cornell Law Dictionary*, “A fiduciary duty is the highest standard of care.”

Non-fiduciaries are merely held to the suitability standard with less stringent requirements and ethical demands. Industry estimates show that 85% of financial advisors do not have a fiduciary responsibility.

*U.S. News & World Report, March 21, 2018

No Comissions

No Propriety Products

No Conflicts of Interests

Who We Help 
Creating Solutions Using
Real Connections

At the heart of every financial plan is a real person — with goals, values, and a unique story. That’s why I take the time to build authentic relationships, not just client files. By understanding what matters most to you, I’m able to design tailored strategies that align with your goals — not just market trends. Whether you're planning for retirement, managing a major life transition, or seeking long-term financial growth, my approach is grounded in personal connection and professional integrity

Retirees

Retirees

You’ve worked hard for this chapter — now it’s time to enjoy it with confidence. I help retirees protect their income, simplify their finances, and plan with clarity so they can focus on what matters most: living well.

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Families & Individuals

Families & Individuals

Whether you're building a foundation, navigating life’s transitions, or planning for the future, I provide thoughtful guidance tailored to your goals. Together, we’ll create a plan that supports your life — not just your finances.

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Pre-Retirees

Pre-Retirees

Retirement is on the horizon — now’s the time to plan with purpose. I help you align your investments, reduce uncertainty, and build a clear path toward a secure, fulfilling next chapter.

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How We Help 
A Holistic Approach to Your
Financial Goals


About Us 
Work With a Fiduciary
That Cares As Much As You

Hello, I am a fiduciary financial advisor with a passion for serving individuals and families per haps just like yours. After many years of working for the big investment corporations, I decided to establish my own independent practice to ensure my clients’ interests are always first and to provide them with financial planning in a transparent and personal way.

I hope to have a conversation with you soon, and answer any questions you may have!


Stay safe and healthy,


Resources 
Financial Information

Retirement Income and the Traditional Portfolio

Retirement Income and the Traditional Portfolio

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The Sequence of Returns

The Sequence of Returns

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Putting a Price Tag On Your Health

Putting a Price Tag On Your Health

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Schedule a Conversation with Jose Silva

Many great things begin with a friendly conversation! Jose looks forward to meeting you and  answering any questions you may have. He enjoys speaking several languages besides his native English, including Spanish, French, Italian and Portuguese should you prefer any one of these.

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